"National Mortgage Company" Refinancing Credit Organization CJSC has the following management structure

Artur Javadyan (Board Chairman )
Birth Date 22.04.1964
1981-1986 Yerevan State Agricultural University, Faculty of Mechanization, engineer-mechanic
1986-1989 "ArmFarm Mechanization" SPU, post-graduate
2002Japanese Centre of International Finances
2001 International Centre of Top Management Authority of Toronto
2000 International Banking Seminars, Conferences
1998թ. Educational Centre of the Central Bank of Switzerland
1994 American Banking Institute, New York
Work Experience
11.06.2008 Central Bank of Armenia Chairman
31.05.2008 Black Sea Trade and Development Bank Director for Armenia
2003-2008 Central Bank of Armenia Deputy Chairman
01.09.2003-20.10.2003 Central Bank of Armenia Adviser to the Chairman
2001-2003 Central Bank of Armenia Deputy Chairman
2000-2001 Central Bank of Armenia Adviser to the Chairman
1999-2000 "ArmInvestBank" CJSC Adviser to the Board Chairman on Financial Issues
1997-1999 Central Bank of Armenia Board Member
1991-1997թթ. ArmInvestBank" CJSC Chairman of Executive Board
1989-1991 Yerevan" Bank Specialist, Acting Head of Unit, Head of Unit, Member of Executive Board
1987-1989 "General Water Trust" of Armenia Engineer of 2-nd grade
20.08.1986-23.12.1986 Marital Status Married, one daughter
Armenak Darbinyan (Board Member)
Birth Date 25.07.61
1998-2001 " Institute of Economic Research of The Ministry of Finance and Economy of Armenia", Doctor of Economy
1982-1989 "Academy of Sciences of Armenia"," Institute of Economy", Ph.D. of Sciences in Economics
1976-1980 " Yerevan Institute of National Economy "
1995 " Monthly courses of International Monetary Fund",Washington
2005-2010" Trade policy courses and workshops of The World Trade Organization", Vienna and Geneva
Work Experience
12.2010 to date Central Bank of the Republic of Armenia, Board Member
08.2007-12.2010 Institute of Economics and Management, Director
01.2005-12.2010 UNDP, Project Coordinator
11.2003-06.2008 DFID, Consultant
08.2000-07.2007 Institute of Economic Research of The Ministry of Finance and Economy of Armenia, Director
09.1997-06.2006 Academy of Public Administration, Lecturer
11.1998-08.2000 Institute of Economic Research of The Ministry of Finance and Economy of Armenia, Senior Scientific Researcher/Head of Thematic Group/Doctorant
08.1999-12.1999 George Mason University, Research Fellow
01.1999-07.1999 UNDP, Consultant
03.1992-07.1997 Ministry of Economy, Deputy Minister
08.1991-02.1992 Ministry of Foreign Economic Relations, First Deputy Minister
03.1991-08.1991 Ministry of Foreign Economic Relations, Head of Finance and Credit Department

06.1982-02.1991 Institute of Economy Academy of Sciences, Economist, Senior Economist and Researcher
1984-1989 Yerevan State and Engineering Universities
Marital Status Married, three children
Andranik Grigoryan (Board Member)
Birth Date 01.08.1977
2004 Fletcher School of Law and Diplomacy, Tufts University, USA – Special Program
1999-2002 Academy of National Economy Under The Government of Russian Federation, Russia - Post-graduated study
1994-1999 Yerevan State University, Economics Faculty
2002 PhD equivalent (Kandidatskaya), Economics
1999 MA equivalent, Microeconomics
1994 General Certificate of Education (Attestat), graduated with Golden Medal
2010, JuneInternational Seminar on Policy Challenges for the Financial Sector
2010, October Practical Policy Analysis (Bank of England), Certificate
2009, September Financial Stability in Central European Economies, Certificate
2007, March Internal Audit and Control (Bank of Czech Republic), Certificate
2006, June Internal Audit and Control (Bank of Netherlands), Certificate
2005, June Surveys of enterprises (IFO institute, Germany), Certificate
2003, December Monitoring of Enterprises (Bank of Russia), Certificate
2003, June Monitoring of Enterprises (Banque de France), Certificate
2003, April-May Financial Programming and Policies (IMF Institute, Washington) Certificate of Attendance
Work Experience
2011 January – to date Head of Financial System Regulation Department
2009 June – to 2010 December Deputy Head of Financial System Policy and Financial Stability Department
2008 February – 2009 June Ameriabank CJSC, Head of Risk Management Department
2007-2008 Unibank CJSC, Head of Risk Management Department, • Development and implementation of ABN AMRO Bank’s, (Netherlands) Risk Management framework for Unibank, Development of Risk Management policy and strategy at the Bank,
2005- April, 2007 Development of Internal Control System at the Bank, Central Bank of Armenia, Internal Audit Group
2001-2005 Central Bank of Armenia, Statistics Department, Economic Statistics Development Division, economist-statistician
Marital status: Married, three children
Executive Body
Edmond Vardumyan, MBA/PRM, (Chief Executive Officer)
Birth Date 02.12.1984
2013-2014 Imperial Collage Business School, MBA
2012-2013 Professional Risk Manager (PRM) Certification
2010 City University of New York, Faculty of Mathematics, Advanced Risk and Portfolio Management Certificate
2001-2010 Yerevan State University, Faculty of Economics, PhD in Economics, Master and Bachelor degrees in Economics
2017 Oct-present National Mortgage Company RCO CJSC, Cheif Executive Officer
2015-2017 Central Bank of Armenia, Deputy head of Financial System Stability and Development Department
2006-2013 Central Bank of Armenia (different positions – from specialist to Head of Risk Management Division)
2007-present Yerevan State University, Department of Risk Management and Actuarial Mathematics, Lecturer
Marital status Married, has a son.
Aram Karapetyan (Deputy CEO/Financial Director)
Birth Date05.09.1975
2009. Harvard University, US – PE Mastering Negotiations
1998-2000 University of Colorado at Denver, US - MBA
1992-1997 Yerevan State University, Armenia - MA in Economics
2014 to date "National Mortgage Company" RCO CJSC Deputy CEO/Financial Director
2013 ANELIK BANK, Head of Business Development and Branch Network Management
2011-2013 ANELIK BANK, Branch Manager, Board Member
2011 ANELIK BANK, Advisor to Board Chairman
2010-2011 TM SOF CAPITAL, Managing Partner, Armenia Operations
2009-2010 AMERIA EQUITY PARTNERS, Director
2009-2010 AMERIA BANK, Director for Merchant Banking, Board Member
2005-2009 AMERIA INVEST, Director
2004-2005 US EMBASSY, Economic Advisor
Marital status Married, two daughters.
Vasak Grigoryan (Deputy CEO)
Birth Date12.11.1983
2000-2004 Yerevan State University, faculty of "Economics"
2004-2006 The American university of Armenia, Business and management, Master of business administration
2017 to date "National Mortgage Company" RCO CJSC, Deputy Chief CEO
2015-2017 "National Mortgage Company" RCO CJSC, Acting Deputy Chief CEO
2012-2015 "National Mortgage Company" RCO CJSC, Head of Mortgage Loan Department
2011-2012 "Home for Youth" RCO CJSC, Monitoring Specialist
2010-2012 "National Mortgage Company" RCO CJSC, Monitoring Specialist, Senior Monitoring Specialist
2010 Ameriabank CJSC, Reporting specialist
2008-2010 Cascade Bank CJSC, Credit Officer
2006-2008 Yerevan State Medical University, economist
Marital status Single.
Lilit Dunamalyan (Chief Accountant)
Birth Date 25.02.1990  
2006-2010 Yerevan State University, faculty of "Economics"
2010-2012 Yerevan State University, faculty of "Economics"; Master Degree 
2014 to date  "National Mortgage Company", RCO CJSC, Chief Accountant
2013-2014 , "National Mortgage Company", RCO CJSC, Deputy Chief Accountant
2010-2013, Global Credit UCO CJSC Accountant
Marital statusMarried, one daughter.
Gor Sahakyan (Auditor)
Birth Date 03.04.1989  
2006-2010 Armenian State University of Economics, Information Systems in Economics, Bachelor’s degree in Information Systems
2010-2012 Armenian State University of Economics, Management Information Systems, Master’s degree in Management
2012-2015 Armenian State University of Economics, PhD in Economics, Finance and Accounting
2017 Tufts University, The Fletcher School of Law and Administration
2017-present National Mortgage Company RCO CJSC, Auditor
2017-present Home for Youth RCO CJSC, Auditor
2015-present Central Bank of Armenia, Senior Analyst
2012-2015 Central Bank of Armenia, Specialist/analyst, Regulator
Marital status Single.
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Updated 30.10.2017 10:10